We understand the challenges, sacrifice, and hard work of accumulating and preserving wealth. This remains front of mind as we research, construct and implement every investment portfolio we manage. Drawing from decades of experience and aggregating best practices from investment professionals across the country, we have developed an investment philosophy that seeks to maximize risk-adjusted returns, capitalizes on short term trends and opportunities all while striving to preserve our clients wealth and being mindful of the drag that fees and taxes have on a portfolio.

• Maintain a long-term investment time horizon for clients
• Stay nimble and capitalize on short-term themes, trends and price dislocations in the markets.
• Focus on active management where markets are inefficient and potential returns can be obtained through manager search and selection.
• Utilize low cost passive strategies whenever manager search and selection adds little value.
• Define and quantify a client’s risk tolerance and loss tolerance. Be aware of and sensitive to all interested parties appetite for volatility.
• Be patient and prudent when deploying capital. Be highly selective of investment opportunities and remain willing to utilize cash as a tactical allocation while waiting.
• Utilize liquid investments in a portfolio whenever possible.
• Seek to maximize the tax efficiency of all investments given the clients tax situation.

Investing involves risk, including possible loss of principal. Drishti Wealth Management and LPL Financial do not provide legal advice or tax services. Please consult your legal or tax advisor regarding your specific situation.